Reference

Our Legal Terms for Indonesia Accounts

situswin operates under a clear legal framework designed for Indonesian account holders — covering your rights, our obligations, and how your data and transactions are handled.

Jurisdiction-Aware PolicyDANA, OVO, GoPay & QRIS CoveredData Retention PolicyAccount Security TermsContact Rights Included
situswin Our Legal Terms for Indonesia Accounts
LEGAL CONTACT PATHS

How to Reach Us on Legal Matters

If you have a question about your rights under our terms, or need to request a data change, our support team is available 24 hours a day, 7 days a week.

Live Chat Available 24/7 inside your account dashboard — use this for account-access questions, term clarifications or urgent policy queries. Response time is under 3 minutes during peak hours.
Email — [email protected] Send formal requests for data correction, account deletion or legal term disputes here. We aim to respond within 48 hours and keep a logged record of every correspondence for your protection.
WhatsApp Support Our WhatsApp line handles urgent account-suspension appeals and identity verification queries. Available from 08:00 to 24:00 WIB — find the number pinned inside your account settings page.
DATA & ACCOUNT SECURITY

How We Handle Your Data and Account

We take our legal obligations around data handling seriously — here is exactly what we do to protect your account, your payment details and your personal information stored with situswin.

Data Retention

We retain account data for a minimum of five years after account closure, in line with financial record-keeping obligations. You may request a summary of the data we hold at any time via email to [email protected].

Cookie Policy

We use session cookies to maintain your login and analytics cookies to improve the account flow. You may disable non-essential cookies via your browser settings — this will not affect deposits via DANA or OVO.

Account Security

All account passwords are stored using one-way encryption. We use two-factor authentication for login attempts from new devices — you will receive a verification code via the mobile number linked to your account.

Payment Data Handling

We do not store full GoPay or QRIS credentials on our servers. Payment data passes through an encrypted gateway and is tokenised — your wallet details are never visible to our internal support agents.

Who to Contact for Changes

To update your registered name, date of birth or linked payment method, send a written request with supporting ID to [email protected]. Changes to financial details require identity re-verification before taking effect.

Requesting Data Deletion

You may request full account and data deletion by emailing [email protected] with the subject line 'Account Deletion Request'. We process these within 14 working days, subject to mandatory retention obligations under applicable law.

Legal Terms — Questions We Get Asked

Below are the questions we receive most often about our legal terms, your data rights and how our policies apply to Indonesian account holders. If your question is not covered here, contact us directly at [email protected].

Yes — access to our platform and all its product categories depends on local law. We encourage you to check your regional regulations before opening an account. Where local law permits, you are welcome to proceed with registration.

You can request a full data summary by emailing [email protected] with 'Data Request' in the subject line. We aim to respond within 7 working days and will send the summary to your registered email address.

All formal disputes must be submitted in writing to [email protected]. Our legal team reviews each case individually and responds within 48 hours. Escalation paths are outlined in the full terms document, accessible via your account settings.

No. We tokenise payment data at the gateway level — your DANA wallet number and OVO credentials are never stored in readable form on our servers. Only a secure transaction reference is retained for dispute resolution.

We retain your account records for a minimum of five years after closure, as required for financial compliance. You may still request a copy during that period, but active-account features will be disabled immediately upon confirmed closure.

We send a notification to your registered email address before any material change to our terms takes effect. Continued use of your account after the stated effective date constitutes acceptance of the updated terms.

Yes — accounts may be suspended if activity conflicts with applicable local law or our internal fraud-prevention obligations. You will be notified via email with instructions on how to submit a formal appeal to our legal team.